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Student Loan Consolidation
School Loan Consolidation is a practical repayment tool that refinances your school loans into one loan, significantly reducing your monthly payment. Take a look at how much you can save each month with our student loan consolidation calculator.
Federal Loan Consolidation
Consolidating your federal student loans can reduce your monthly payment up to 53%. You can eSign your application online and be finished in minutes.
Private Loan Consolidation
Our private student loan consolidation program offers interest rate reductions for on-time and automatic payments and there are no pre-payment penalties.
Start Saving More Money - Consolidate Your Credit Card Debt
We realize that student loans are not the only type of debt holding students and recent graduates down. Consolidating your credit card debt can quickly help free up extra money. Get Started Now!
How much can you save each month?
If you consolidate student loans right now, you could save hundreds of dollars a month. Here's a quick chart showing how much you could save on your monthly payments:
| Total Loans | Current Payment | After Consolidation | Monthly Savings |
|---|---|---|---|
| $30,000.00 | $342.48 | $227.22 | $115.26! |
| $40,000.00 | $456.64 | $275.10 | $181.53! |
| $50,000.00 | $570.80 | $343.88 | $226.92! |
| $75,000.00 | $856.20 | $483.96 | $372.24! |
| $100,000.00 | $1,141.59 | $645.28 | $496.32! |
Savings shown are based on the current Stafford Loan interest rate of 6.8%; borrowers in grace periods, with student loans other than Stafford (i.e. PLUS or Perkins loans), or with Stafford Loans older than July 1, 1998, will have different interest rates.
Student Loan Consolidation Blog 
Does Consolidation hurt my credit?
Nov 14 2008
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Student Loan Debt Grows
Oct 28 2008
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